Health Care Coverage After Retirement

So it’s getting closer, that day when you’ll be able to pack it all in, grab your clubs and finally pursue your next career as a professional golfer. Okay, maybe that’s not exactly your plans for retirement but if you’re like millions of Canadians, retirement is either here or quickly approaching. Most baby-boomers have talked
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Private Health Services Plan (PHSP)

A Private Health Services Plan, also known as Cost-Plus or a Private Health Trust, is an affordable, flexible option for small business owners to provide hospital and medical benefits to their employees, including extended health, dental and vision, and receive preferential tax treatment. Cost effective and tax efficient, Cost-Plus plans can provide up to 100%
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Travel Insurance

Thinking about your summer vacation? Whether you’re going to see The Grand Canal of Venice or the shores of Nova Scotia you need good, comprehensive, travel insurance. One of the things Canadians hold proud is the incredible health care coverage we enjoy as residents. But what most don’t think about is that Canadian health care
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Health Spending Accounts

We’re lucky enough to live in a country that provides great healthcare dependent upon which province you live in, but medical expenses still add up beyond what is covered by the province. That is why business owners provide Employee Benefits – to ensure that their employees have access to additional healthcare such as Prescription Drugs
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What the Heck are Employee Assistance Programs?

Many Canadians, especially members the younger generation who have just entered the workforce in the last decade, may not have ever heard of employee assistance programs. That’s because it’s actually quite an old program that just isn’t appreciated the way it used to be. During the early 40s and World War II, Canada saw an
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The Benefits of Getting Benefits from a Boutique Service Provider

If you’ve ever checked out the health insurance options at the big companies like Blue Cross or Sunlife, you’ve likely noticed that they usually offer only one or two plans per province. Usually they have a basic plan that rarely covers quite enough and an expensive plan that covers too much. You’re forced to compromise
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What Gen Y is Looking for in their Plan

Are you trying to tailor your benefit offerings to meet the needs of the Gen Y workforce? Do you know what Gen Y is looking for in their benefits plan? If not, you’re most likely neglecting the needs of a vast segment of workers. Gen Y is consistently upsetting the traditional order of things, and
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Get on Track with your Health in the New Year

It’s a new year, and that means Canadians from BC to Newfoundland are going to try to make changes to their life. In fact, improving finances and getting health and fitness on track are the two most common goals set out by Canadians each year. At Health Risk, we love to see Canadians striving to
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Your Health Care is Only Province Wide

We hear from too many Canadians every year who learned the hard way that their provincial health benefits only go as far as the border — and we’re not talking about the 49th parallel. While Canadians are used to referring to our health benefits as universal health care, it’s important to remember that these benefits
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Remember Your Flu Shot

This winter in the Southern Hemisphere (also known as summer in Canada) Australia, Hong Kong, and other areas experienced a particularly nasty flu season. As the flu season in these countries often indicates how bad the season in Canada will be, this is bad news. Often times, it seems like Canadians consider the flu inconsequential,
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