Travel Insurance and Cannabis

Cannabis use has been around for a long time but with the pending legalization in Canada, legal recreational use in 9 states and the District of Columbia (although still illegal federally) it’s got Canadians asking questions about how it will effect their travel be handled by insurance companies. First, cannabis is still illegal in Canada,
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Tips for Canadians Traveling Abroad

Most of us living in Canada are pretty darn lucky. It’s hard to overstate how fortunate we are to have access to warm homes, clean water, and affordable healthcare. Other people living in other countries aren’t always so lucky, and when Canadians travel abroad, it’s important to take our health and the health risks of
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Attracting and Retaining Employees: The Benefits of Benefits

Has your organization been struggling to attract and retain quality employees for the past few years? Do you understand the immense value of employee benefit offerings? When it comes to finding and keeping top-tier talent, there are many benefits of offering employee benefits. At Health Risk, we can help you design comprehensive employee benefits programs
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Health Care Coverage After Retirement

So it’s getting closer, that day when you’ll be able to pack it all in, grab your clubs and finally pursue your next career as a professional golfer. Okay, maybe that’s not exactly your plans for retirement but if you’re like millions of Canadians, retirement is either here or quickly approaching. Most baby-boomers have talked
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Occupational Stress

In the Western world, many people learn to cope and deal with a variety of different stresses. One of the main causes of stress in Canada is occupational stress. Occupational stress is quite simply stress involving work. It can stem from a wide range of problems from inadequate work conditions and long hours to an
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Private Health Services Plan (PHSP)

A Private Health Services Plan, also known as Cost-Plus or a Private Health Trust, is an affordable, flexible option for small business owners to provide hospital and medical benefits to their employees, including extended health, dental and vision, and receive preferential tax treatment. Cost effective and tax efficient, Cost-Plus plans can provide up to 100%
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What Type of Benefit Plans Does Health Risk Offer?

Is your company looking for an insurance benefit plan provider? Have you explored the many flexible options available from Health Risk Services? If not, you should take some time today to explore some of the benefit plans offered by Health Risk. At Health Risk Services, our benefit programs are uniquely designed to meet company’s specific
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Travel Insurance

Thinking about your summer vacation? Whether you’re going to see The Grand Canal of Venice or the shores of Nova Scotia you need good, comprehensive, travel insurance. One of the things Canadians hold proud is the incredible health care coverage we enjoy as residents. But what most don’t think about is that Canadian health care
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Health Spending Accounts

We’re lucky enough to live in a country that provides great healthcare dependent upon which province you live in, but medical expenses still add up beyond what is covered by the province. That is why business owners provide Employee Benefits – to ensure that their employees have access to additional healthcare such as Prescription Drugs
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What the Heck are Employee Assistance Programs?

Many Canadians, especially members the younger generation who have just entered the workforce in the last decade, may not have ever heard of employee assistance programs. That’s because it’s actually quite an old program that just isn’t appreciated the way it used to be. During the early 40s and World War II, Canada saw an
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