Emergency Medical Travel Insurance

Emergency Medical Travel Insurance

We hear about many Canadians who travel out-of-province and internationally without health insurance. Often, things go according to plan: they come home healthy, and everything is fine. Sometimes, they aren’t so lucky. Emergency medical travel insurance protects Canadians who are travelling outside of their province from the medical costs of illness and injury. Our emergency
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How Do Employees Benefit from Flexible Benefit Plans?

How Do Employees Benefit from Flexible Benefit Plans?

If you’re considering offering your employees flexible benefits, you must be able to communicate the advantages of such plans. From your employees’ perspective, the additional payroll deduction necessary to cover flexible benefit plans must be offset by benefit offerings they truly care about. At Health Risk, we have the ability to select specific benefits from
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INSURANCE FOR FAMILIES

INSURANCE FOR FAMILIES

At Health Risk Services we are proud to assist in financially securing Calgary families. When it comes to financially protecting what you love, family always come first. Should accident or illness strike and impact your income, there are solutions to ensure your living expenses and mortgage payments continue, to ensure you can access quality care quickly
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March is Nutrition Month

March is Nutrition Month

Mach is nutrition month, featuring: The 7 Major Classes of Nutrients Part 1 – Carbs, Proteins, and Fiber The Canadian Food Guide has certainly changed quite a bit since the 1940s when it recommended a daily serving of potatoes and a weekly serving of liver, heart, or kidney. But since 1992, the guide has remained
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Tax Savings Employee Benefits

Tax Savings Employee  Benefits

Whenever an employer is considering offering benefits, whether traditional or flexible, they’ll need to look at the pros and cons of each to decide which plan to choose. Providing benefits is a good idea for most employers if they want to attract and retain the newest, brightest talent. Millennials aren’t kids anymore. Few consider anyone
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What is an RRSP?

What is an RRSP?

A registered retirement savings plan (RRSP) is a government-approved account that allows Canadians to plan for retirement. First introduced in 1957, RRSPs provide a way for individuals to save and invest their money in a tax-efficient manner. Annual contributions to an RRSP can be used as a tax deduction, which reduces the amount of tax
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Take the New Year (or January) to Reevaluate Your Health!

Take the New Year (or January) to Reevaluate Your Health!

As we approach the end of January, the first month of the New Year!   This is a good time to take the time to sit down for a couple minutes to write a list of resolutions for the new year. Right now, many Canadians are trying to decide on which goals they want to work
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How Can Massage Help My Health and Wellbeing?

How Can Massage Help My Health and Wellbeing?

Generally, people use massage for either general relaxation and wellbeing, or to address a specific complaint, such as pain or limited range of motion. Research suggests massage therapy may contribute to both goals.       Some of the general benefits of massage therapy may include: Physical relaxation Improved circulation, which nourishes cells and improves waste
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Employees Prefer Great Benefits Over Higher Salaries

Employees Prefer Great Benefits Over Higher Salaries

While the logic of just giving your employees pay raises seems sounds (just hand over the money, and they’ll spend it on what they want), it turns out that many employees — especially those under 35 — are more interested in great benefits than high salaries. So why are employees leaning towards benefits over pay
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President’s Message 2018

President’s Message 2018

December 2018 – Year End Message It is hard to believe that we are already all focused on closing out our last few weeks of business for 2018?!