Whether you are on a company benefit plan or wish to find a health insurance program that you can assume complete ownership of, there are some basic facts and information that you should be aware of. HRS Inc. can provide you with many answers to your questions about health insurance plans, insurance premiums, registration/enrolment details and costs associated to plans through our web site, office and resource references or directly through our contact pages. As an employee, there are 3 areas that you are most likely to encounter through your work regarding health insurance programs. This section provides you with an brief introduction to these areas to answer some of the initial or basic questions you may have regarding benefits coverage.

Basic Travel Insurance may not provide you with everything you need for your travel plans. International or interprovincial travel have requirements and/or needs that must be met. Is your travel insurance flexible and does it automatically become active the instant you are on the move? View this Travel Insurance Checklist to ensure you ask the key questions when committing to a Travel Insurance program or depending upon your current Employer Provided Group Benefits Plan.

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Nutrition Resource Kit

There can be many “grey” areas regarding Disability Insurance and subsequently many apprehensions when it comes to paying premiums for coverage. The largest areas of concern are:

  • How will I get paid?
  • How much will I get paid?
  • When will I get paid

View this Disability Insurance Checklist for key inferences into Disability Insurance coverage.

There are several key questions that should be asked when you become involved with the purchase and use of a benefits and insurance programs. It may be obvious that the main areas of concern are coverage and cost. However, with larger organizations and extended health requirements, the details of your plan can become complicated. View this Health Insurance Checklist to ensure that you ask the important questions regarding your Health & Dental plan needs.