Critical Illness Insurance
A critical illness is something that no one would choose or wish to experience, yet it affects many of us when we least expect it. If you have a mortgage, you work full time or you have dependents, choosing to purchase a Critical Illness Insurance Plan will protect you from having to make a choice or a compromise in these important areas of your life.
If you are between the ages of 18 and 65, a Critical Illness Insurance Plan could be of great value to you. Family finances, future plans for education, career and life experiences can all be possible even in the event of a critical illness that affects the main source of household income. Critical Illness Insurance plans can also complement existing income protection plans and existing group or association disability plans.
Each insurance provider will be able to offer a number of key features and options for each Critical Illness Plan. Each plan owner can determine which features, options and “riders” will be best suited for their needs and have them “built in” as the plan is designed.