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Pet Insurance

How much to spend when our pet gets sick is a dilemma many people face. In fact it’s probably a question asked of most pet owners at some point in their “fur baby’s” life and it can be agonizing.

Most of the wonderful advancements that have been made in testing and treatments for humans have also been developed for our pets. And, while they’re marvellous tools for diagnosing and developing treatment plans, they are expensive.

Let’s take a look at a simple scenario:

You’re at the off-leash park with Rover, the sun is shining and it’s a perfect day. Rover, just two years old, is running around having a blast then suddenly he starts to limp. You take him home and figure a few days rest is all that’s needed. But a week goes by and he’s not better, in fact it might be worse. He’s in pain and the whole family is worried about him.

Well, it’s anywhere from $50-$100 for a vet appointment, with a cursory exam the vet thinks it might be damage to the CCL (Cranial Cruciate Ligament). This is a very common injury in dogs.

The best way to treat is surgery but first the vet wants an MRI, $2500 please.

Yup, MRI confirms it’s a Cruciate Ligament tear so now you’re looking at surgery, that ranges anywhere from $1200 to $8000.

An average cost for this surgery is about $5000 (without the MRI). So, now the question arises “how much is too much?” Will you have to postpone your daughter’s braces to pay for the dogs surgery? Don’t be ridiculous, right? But these are decisions that pet owners have to make when their dog or cat gets sick or injured.

Unless, you have Pet Health Insurance. There’s now affordable and customizable health insurance for your dog or cat and Health Risk Services can provide you with a quote today.

If you have a dog or cat in your house call Health Risk Services and talk to a representative (1-877-236-9430). It’s easy and affordable to get the coverage you need to ensure that you never have to make these tough decisions about your beloved pet.