Relax and Let Us Do the Work!
Customized Benefit Plans, Individual, Family and Business Insurance Plans
You Are Not Just A Policy Number! We Know Our Clients By Name
Proactive And Flexible Benefit Plans
Will Help Keep Your Employees Healthy And Enthusiastic!
Customize Your Benefits
And Your Experience With Our Out-Of-The-Box Approach
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Welcome to Health Risk Services

At Health Risk, we put our clients in the driver’s seat!

We empower employers and their teams by providing fully customized employee benefit plans and retirement solutions. Every business is different, so one-size fits all employee benefit plans often don’t work as well as they should for you and your staff.

Let Health Risk Services be your “One Stop Shop Boutique” for Customized Group Benefits & Retirement Plans, Corporate & Executive Insurance Strategies & Personal Insurance solutions.

We provide customized solutions – one client at a time – versus one-size-fits-all products.

Health Risk Services is a Calgary-based, full-service Insurance Brokerage and a Third-Party Administrator. We create, implement and manage innovative Insurance Plans and customized Employee Health Benefits Plans. We provide flexible, cost-effective alternatives to the basic one-size-fits-all industry products. And we do this one client at a time.

For more than 18 years, we’ve been working with clients like you – employers and their employees, the self-employed and individuals and their families – from across Canada. Unlike insurance companies who require a minimum of three to five employees, we have no size minimum or maximum. We create Plans for the self-employed and businesses with one employee or hundreds of employees.

We pride ourselves on bringing the human touch to all our business relationships and interactions, in an industry notorious for one-size-fits-all products and impersonal providers. We’re hands-on and accessible year-round, not just at renewal time. We’re here to help our clients and their employees get the full value of their benefits in a fair and timely manner.

Our Policy is our PROMISE of CARE – that as your Employee Benefits Partner, we will always be here to support you, your company and your employees. We provide the best experiences possible through both good and difficult times.

Why Choose Health Risk Services

Video Testimonials

HRS - Your Life Insurance Advocate

Benefit Plans that Work

Why Choose Health Risk Services