Welcome to Health Risk Services

At Health Risk, we put our clients in the driver’s seat!

We empower employers and their teams by providing fully customized employee benefit and retirement solutions. Every business is different, so one-size fits all benefit plans often don’t work as well as they should for you and your staff.


Let Health Risk Services be your “One Stop Shop Boutique” for Customized Group Benefits & Retirement Plans, Corporate & Executive Insurance Strategies as well as Personal Insurance solutions.


Health Risk Services is a Calgary-based, full-service Insurance Brokerage and a Third-Party Administrator. We create, implement and manage innovative Insurance Plans and customized Health Benefits Plans. We provide flexible and cost-effective alternatives to the basic one-size-fits-all industry products. And we do this one client at a time.

For more than 18 years, we’ve been working with clients like you – employers and their employees, the self-employed and individuals and their families – from across Canada. Unlike insurance companies who require a minimum of three to five employees, we have no size minimum or maximum; we create Plans for the self-employed and businesses with one employee or hundreds of employees.

We pride ourselves on bringing the human touch to all our business relationships and interactions, in an industry notorious for one-size-fits-all products and impersonal insurance providers. We’re hands-on and accessible year-round – not just at renewal time. We’re here to help our clients and their employees – in any way we can – get the full value of their benefits in a fair and timely manner.

Our Policy is our PROMISE of CARE – that as your Benefits Partner, we will always be here to support you, your company and your employees, by providing the best experiences possible through both good and difficult times.

Our Value Propositions


We provide customized solutions – one client at a time – versus one-size-fits-all products.

Why Choose Health Risk Services

For Employers

For Self-Employed

For Individuals and Families

Insurance Brokerage



Group Insurance

Corporate Business Insurance

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Video Testimonial

What’s New

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  • Kick off new decade with mental health…our goal for 2020:

    Mental health resolutions for a less-divisive, healthier 2020 … It’s that time of year, aka, the start of a new one, when we assess areas … consulted psychologists to learn how we can best align with our New Year … along with resources, By and large, physical health is still more straightforward and (often) more tangible than mental health,
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  • 2020 Employers taking a closer look at mental health

    Advocating for better mental health at work often starts by offering the right benefits to employees. In this post, explore some popular options. Reasons Companies Should Promote Mental Health at Work: One in five people in Canada experience mental health problems and this number is on the rise. Last week marked the Mental Health Week, a
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