Welcome to Health Risk Services

At Health Risk, we put our clients in the driver’s seat!

We empower employers and their teams by providing fully customized employee benefit and retirement solutions. Every business is different, so one-size fits all benefit plans often don’t work as well as they should for you and your staff.


Let Health Risk Services be your “One Stop Shop Boutique” for Customized Group Benefits & Retirement Plans, Corporate & Executive Insurance Strategies as well as Personal Insurance solutions.


Health Risk Services is a Calgary-based, full-service Insurance Brokerage and a Third-Party Administrator. We create, implement and manage innovative Insurance Plans and customized Health Benefits Plans. We provide flexible and cost-effective alternatives to the basic one-size-fits-all industry products. And we do this one client at a time.

For more than 18 years, we’ve been working with clients like you – employers and their employees, the self-employed and individuals and their families – from across Canada. Unlike insurance companies who require a minimum of three to five employees, we have no size minimum or maximum; we create Plans for the self-employed and businesses with one employee or hundreds of employees.

We pride ourselves on bringing the human touch to all our business relationships and interactions, in an industry notorious for one-size-fits-all products and impersonal insurance providers. We’re hands-on and accessible year-round – not just at renewal time. We’re here to help our clients and their employees – in any way we can – get the full value of their benefits in a fair and timely manner.

Our Policy is our PROMISE of CARE – that as your Benefits Partner, we will always be here to support you, your company and your employees, by providing the best experiences possible through both good and difficult times.

Our Value Propositions


We provide customized solutions – one client at a time – versus one-size-fits-all products.

Why Choose Health Risk Services

For Employers

For Self-Employed

For Individuals and Families

Insurance Brokerage



Group Insurance

Corporate Business Insurance

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Video Testimonial

What’s New

  • Take the New Year (or January) to Reevaluate Your Health!

    As we approach the end of January, the first month of the New Year!   This is a good time to take the time to sit down for a couple minutes to write a list of resolutions for the new year. Right now, many Canadians are trying to decide on which goals they want to work
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  • How Can Massage Help My Health and Wellbeing?

    Generally, people use massage for either general relaxation and wellbeing, or to address a specific complaint, such as pain or limited range of motion. Research suggests massage therapy may contribute to both goals.       Some of the general benefits of massage therapy may include: Physical relaxation Improved circulation, which nourishes cells and improves waste
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  • Employees Prefer Great Benefits Over Higher Salaries

    While the logic of just giving your employees pay raises seems sounds (just hand over the money, and they’ll spend it on what they want), it turns out that many employees — especially those under 35 — are more interested in great benefits than high salaries. So why are employees leaning towards benefits over pay
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