Welcome to Health Risk Services

At Health Risk, we put our clients in the driver’s seat!

We empower employers and their teams by providing fully customized employee benefit and retirement solutions. Every business is different, so one-size fits all benefit plans often don’t work as well as they should for you and your staff.


Let Health Risk Services be your “One Stop Shop Boutique” for Customized Group Benefits & Retirement Plans, Corporate & Executive Insurance Strategies as well as Personal Insurance solutions.


Health Risk Services is a Calgary-based, full-service Insurance Brokerage and a Third-Party Administrator. We create, implement and manage innovative Insurance Plans and customized Health Benefits Plans. We provide flexible and cost-effective alternatives to the basic one-size-fits-all industry products. And we do this one client at a time.

For more than 18 years, we’ve been working with clients like you – employers and their employees, the self-employed and individuals and their families – from across Canada. Unlike insurance companies who require a minimum of three to five employees, we have no size minimum or maximum; we create Plans for the self-employed and businesses with one employee or hundreds of employees.

We pride ourselves on bringing the human touch to all our business relationships and interactions, in an industry notorious for one-size-fits-all products and impersonal insurance providers. We’re hands-on and accessible year-round – not just at renewal time. We’re here to help our clients and their employees – in any way we can – get the full value of their benefits in a fair and timely manner.

Our Policy is our PROMISE of CARE – that as your Benefits Partner, we will always be here to support you, your company and your employees, by providing the best experiences possible through both good and difficult times.

Our Value Propositions


We provide customized solutions – one client at a time – versus one-size-fits-all products.

Why Choose Health Risk Services

For Employers

For Self-Employed

For Individuals and Families

Insurance Brokerage



Group Insurance

Corporate Business Insurance

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Video Testimonial

What’s New

  • Movember: Men’s Health – Costing Canada 37 Billion Dollars Annually

    Did you know that men go to the doctor 20% less than women? Men come up with a ton of excuses as to why this might be: it’s harder for them to take time off or women are just more in tune with their bodies, but studies show that even the men who do go
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  • Who Should get Travel Insurance?

    We hear from Canadians all the time about their cousin, friend, or aunt so-and-so who went on a vacation without insurance and were just fine. We’re sure that’s true, but insurance isn’t there for the times the vacation goes fine and dandy. On the contrary, Health Risk is there for when the plan goes terribly,
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  • Pet Insurance

    How much to spend when our pet gets sick is a dilemma many people face. In fact it’s probably a question asked of most pet owners at some point in their “fur baby’s” life and it can be agonizing. Most of the wonderful advancements that have been made in testing and treatments for humans have
    Read more