Since Health Risk Services opened our doors in 2000, Third-Party Administration (TPA) has gone hand-in- hand with our Insurance Brokerage. Always focused on industry best practices, we design Plans that meet each of your specific requirements. We then build the matching adjudication system and manage the full claims process for employee Customized Benefits Plans on behalf of employers.
Unlike insurance companies who require a minimum of three to five employees, we have no size minimum or maximum; we create Plans for the self-employed and businesses with one employee or hundreds of employees.
We take pride in our ability to provide clients with innovative benefits solutions including realizing your “ideal” benefits plan.
We strive to “educate” our clients on the various elements and advantages of TPA Plans, what you can expect from your Plan and how we help you achieve your goals and ROI.
Private Health Services Plans which have three key design structures to choose from: Cost-Plus Accounts, Health Spending Accounts, and Flexible Spending Accounts.
Self-Funded Benefits Plans which have four key design structures to choose from: Extended Health Plans, Drug Plans, Dental Plans and Short-Term or Weekly Indemnity Plans.
Having Health Risk manage your TPA Plan lets you focus your energy and expertise where it matters most – leading and running your business.
As your Third-Party Administrator, we:
If better alternatives are identified for meeting your insurance needs, as your Broker, we can effectively and diligently assist you in the purchase and implementation of your newly chosen Plan.